If you’re an avid traveler, you’re probably familiar with using a travel rewards credit card to rack up points. But the points and perks don’t stop once everything is booked. Here’s why that travel rewards credit card should earn a spot in your wallet once your trip begins.
When traveling outside of the U.S., some credit cards charge a foreign transaction fee on every purchase. These fees typically equal approximately 3 percent of the charge. Find a card with no foreign transaction fees and you’ve got that 3 percent back in your pocket to spend on delicious pasta in Italy or shopping sprees in France.
Innovative technology, including contactless functionality, continues to make credit card payments easier and more secure for travelers. With some cards, you just tap your physical card or mobile device for quick transactions.
All U.S. Bank cardholders can use Apple Pay, Google Pay, Samsung Pay and LG Pay for digital payments. Bonus: Altitude Reserve Visa Infinite cardholders earn extra points for eligible digital payments.
Some credit cards can help breeze through airport security lines. Your card may reimburse application fees for Trusted Traveler Programs, including TSA PreCheck ($85 every five years) or Global Entry ($100 every five years).
Kick off your vacation on the right foot with perks, such as access to airport lounges prior to takeoff. U.S. Bank Altitude Reserve cardmembers receive a complimentary Priority Pass™ select membership to more than 1,200 VIP lounges worldwide.
We all know how frustrating it can be to not get Wi-Fi when you want or need it. A travel rewards credit card may include Wi-Fi access as one of its benefits.
FlexPerks Gold American Express cardmembers receive a complimentary Boingo Wi-Fi membership that connects cardholders to 1 million-plus hotspots worldwide. And Altitude Reserve cardmembers receive 12 complimentary Gogo® Inflight Wi-Fi passes per year.
Collecting rewards on your trip doesn’t end once you click “confirm booking.” When you use a travel rewards credit card during a trip, you might accumulate double or triple points on eligible purchases. All of these points can be redeemed for future travel, so you can start planning your next adventure . . . now.
A good vacation can get expensive, so when you can save on any aspect of your trip, it’s a plus. Depending on your credit card, discounts may be available on rental cars, hotels, even black-car chauffeur service. Some perks could include reimbursement for baggage fees, and inflight food and beverage purchases.
Altitude Reserve Visa Infinite cardholders receive up to $325 annually in automatic statement credits for travel purchases made directly with airlines, hotels, car rental companies, taxis, limousines, passenger trains and cruise lines.
No one wants to think about the worst-case scenario when on vacation. But it pays to be prepared for anything. Many travel rewards credit cards offer peace of mind with fraud protection, travel and emergency assistance, auto rental coverage and travel accident insurance.
In the event that a card is misplaced or stolen, U.S. Bank cardholders have added protection through our Mobile App. If needed, the lock function lets you temporarily turn off purchases to your credit card.
Travel rewards are a great incentive to apply for a credit card, but it’s important to note that some cards carry an annual fee. U.S. Bank offers several options to fit every budget, ranging from $0 to $400 per year. Talk to a banker about which card best suits your travel needs.
Vacation down the road? Learn how to sustainably use your credit cards.